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We can stop bailiffs from attending and threatening further action, and stop all interest and charges.

 

  • We Can Stop Bailiff Visits

  • We Can Stop Bailiff Action

  • We Can Help With Council Tax Bailiffs

  • We Can Speak To Your Creditors And Bailiffs For You

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     24hr Helpline: 0800 088 2599

    Some Of The Bailiffs That We’ve Stopped:

    jacobs-enforcement-agents council tax help
    rossendales
    bristow-and-sutor
    equiota
    ross-and-roberts

    What Is A Bailiff And How Can
    I Get Help?

    We have been helping people with bailiff debts and giving debt advice for over 15 years. A bailiff (also known as an enforcement officer) is an individual who is legally authorised to recover an outstanding debt.
    Bailiffs should not turn up without warning you first – they need to provide at least 7 days’ notice for their first visit, and you will have received a final demand letter, which will have warned you about the use of Bailiffs. If you would like bailiff help, and advice then please contact us today on 0800 088 2599
    Bailiffs should only be used for the following types of debt:
    • Council Tax

    • CCJs

    • High Court Judgements

    • Child Support & Maintenance

    • Business Rent & Rates

    • VAT

    • HMRC

    • Parking Fines

    Get Started on Beating the Bailiffs Today!

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      All of our advice is completely free of charge





      Speak to one of our expert advisors to get FREE bailiff help and advice

      Bailiff FAQs

      What is a bailiff?

      A bailiff is somebody who has been given the authority to ensure that people pay the money that they owe to specific companies. Bailiffs will ask what you owe, and they may take some of your belongings in order to pay off those debts.

      How do you deal with a letter from the bailiffs?

      You could receive a letter because of unpaid debts, and it’s very important that you do not ignore any letters. These ‘notice of enforcement’ letters give permission for bailiffs to enter your home after 7 days. Bailiffs can demand extra fees on top of the money that you owe but you can be proactive about the situation. 

       

      Exemptions apply if you:

      • Have mental health struggles
      • Have a disability or a serious illness
      • Are pregnant or have children in your care
      • Are over 65 or under 18
      • Struggle with spoken and written English
      • Are in a stressful situation (bereavement or unemployment)

      You might be able to get more time to deal with the notice of enforcement if you can provide evidence of one of the bullet points, above. 

      What if I can't pay my council tax?

      There can be serious consequences if you can’t pay your council tax arrears. However, the amount paid is based on factors such as age, income, tenants living with you, and the value of your home. Local authorities often act quickly if council tax payments are missed as they are given extra-legal power to collect them. As a result of this, Bailiffs could be visiting your property.

      Do I have to let bailiffs into my home?

      In most instances, a bailiff should be allowed into your home without the use of excessive force. There are exceptions to the rule, however, which grant the bailiff rights.

      Can bailiffs visit you whenever they want?

      No. Bailiffs can only visit people throughout the week between 6am and 9pm, although exceptional circumstances can be given to bailiffs with a court warrant. They are expected to avoid religious ceremonies or festivals but such leniency is not written in law. 

      Can Bailiffs visit you at your place of work?

      Only if you are self-employed. Bailiffs can visit your home or any property you own, including any business that you run. If you are not self-employed, however, bailiffs are not entitled to visit you at your place of work. 

      Are bailiffs allowed to refuse your payment plan?

      Only if they have a legitimate reason to. If the bailiff feels that your offer isn’t desirable then they may refuse to pass that offer over to your creditor. If this happens, you should still continue to pay your creditor before getting into contact with your creditor to discuss the situation without a middle-man. Talking one-to-one with your creditor will hopefully allow you to iron out any differences; your creditor will probably ask to see your budget

      Do bailiffs collect specific debts?

      Yes. Bailiffs are entitled to collect the following: 

      • Child maintenance arrears 
      • Council tax arrears 
      • Criminal fines 
      • Parking penalties given out by local authorities 
      • Tax and National Insurance arrears on behalf of the self-employed

      So, what debts can bailiffs not collect?

      In most cases, bailiffs cannot collect:

      • Credit cards
      • Overdrafts
      • Payday loans

      The only way that they can chase after these debts is if a creditor has gained access to a County Court judgement (CCJ) or taken you to court and, consequently, you ignored the CCJ or didn’t repay the amount that was decided by the court. 

      Credit cards, overdrafts and payday loans are regulated debts that come under the Consumer Credit Act.

      Which assets can bailiffs take?

      Bailiffs will start to take luxury items if you allow them into your home. These luxury items could include:

      • TVs
      • Laptops
      • Kindles
      • Jewellery

      Non-luxury items are things that you need to use in everyday life. These include:

      • Clothes
      • Toys for children
      • Work/study equipment (upto £1,350)
      • Pets
      • Household appliances (fridges, freezers or washing machines)

      Can pets be taken by the bailiff?

      No they cannot. Pets are not classified as something that can be taken. A bailiff is breaking the law if they attempt to take a pet.

      Is it possible to complain about a bailiff?

      Of course. If a bailiff has broken the rules when they have dealt with you then you can act on this. The way you act depends on the type of debt that the bailiff is collecting. Initially, you should send a complaint to the employer of the bailiff, and a copy to the creditor. 

      Will the police help bailiffs?

      Police do not generally help bailiffs, although there are some exceptions to this rule. These exceptions are if:

      • A High Court writ of control is being sanctioned by the bailiff. 
      • The court has agreed that the police can help with the bailiff. The bailiff will have applied to the court for a warrant to force an entry, and the court will have accepted that warrant.

      Can landlords instruct bailiffs?

      Bailiffs are ordinarily told by the county court to make sure that repossessed properties are returned to the lender. They send an eviction notice and those who live in the property will have to leave. 

      Landlords can instruct High Court enforcement officers to carry out any eviction if they think that it requires their intervention. In these situations though, they must give notice of eviction, unless they are evicting trespassers.

      If I have an IVA, can I still be contacted by bailiffs?

      You should contact your IVA supervisor as soon as you receive any threatening debt enforcement action. This could be forceful pressure from bailiffs for a County Court judgement (CCJ).

      Are bailiffs as scary as some people believe?

      Bailiffs on television are often dramatised for effect. Dealing with bailiffs will never be a fun experience, but situations on the TV are depicting the more extreme cases. 

      How is council tax paid?

      You will receive an annual bill in March of every year stating how much needs to be paid towards your council tax bill. You can however spread the cost of your bill by paying in weekly, or monthly installments. Although council tax bills often show payments over 10 months, if asked, your local authority must let you pay over a 12 month period.

      What if I have arrears or missed payments?

      You will be sent a reminder letter if you are more than 14 days late paying a council tax payment. If you make the payment within 7 days of the reminder letter then you can keep paying your council tax in installments. However, if you fail to do this you can be asked by your local authority to pay the whole council tax for the rest of the year. You are then given seven days to pay the whole amount. After this, local authorities can take you to court. Depending on your location, the court process differs.

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      © 2021 beatthebailiffs.co.uk is a trading name of Leado Limited, registered in England (11750043). BeatTheBailiffs does not give specific debt advice and recommends that you always discuss your personal situation with a qualified adviser that works for a company that is approved by the Financial Conduct Authority.

      BeatTheBailiffs is an introducer and will pass you to a Financial Conduct Authority approved credit broker, debt counsellor or an Insolvency Practitioner. If you submit your details, the advice you will receive will be free of charge. You are under no obligation to proceed with any solution offered by the advisor.

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